Terms of Service

Acceptance of Terms

By accessing and using StudentLoanGuide (studloans.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our site.

Not Financial Advice

All information, tools, calculators, and content provided on StudentLoanGuide are for educational and informational purposes only. Nothing on this site constitutes professional financial advice, tax advice, legal advice, or any other form of professional advice. The calculators provide estimates based on the inputs you provide and standard financial formulas. Actual loan terms, payments, interest rates, and tax consequences may differ from our estimates.

Accuracy of Information

We make every effort to ensure the information on our site is accurate and up to date. However, student loan regulations, interest rates, lender terms, and tax laws change frequently. We do not guarantee the accuracy, completeness, or timeliness of any information on our site.

Affiliate Relationships

StudentLoanGuide participates in affiliate programs with student loan refinancing companies and other financial service providers. When you click on certain links on our site and apply for or purchase a product, we may receive compensation. This compensation may affect how and where products appear on our site. However, our editorial content and calculator results are not influenced by these relationships.

User Responsibilities

You are responsible for the accuracy of the information you enter into our calculators and tools. You agree not to use our site for any unlawful purpose or in any way that could damage, disable, or impair our site.

Intellectual Property

All content on StudentLoanGuide, including text, calculators, tools, graphics, and code, is the property of StudentLoanGuide and is protected by copyright and other intellectual property laws. You may use our tools for personal, non-commercial purposes.

Limitation of Liability

StudentLoanGuide and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our site, tools, or content.

Third-Party Links

Our site contains links to third-party websites, including lender websites and government resources. We are not responsible for the content, privacy policies, or practices of these third-party sites.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Your continued use of the site after any changes constitutes acceptance of the updated terms.

Contact

For questions about these terms, please visit our contact page.